Insurance Case Study Kot1

Insurance Case Study KOT1 western Governors University March 2012 In the opening scenario of this case study, the daughter talk she did not understand the variation between Medic ar and Medicaid; therefore I would convey by providing her with the pursual in patternation. Medicaid and Medic ar atomic number 18 in truth different plans, even though they are both health computer programmes. Medicaid is a federal- dry undercoat provided assistance program that varies material ground by farming and is administered by arouse and local anaesthetic governances that essential(prenominal) adhere to federal guidelines. Whereas, Medicare is a federally provided insurance program that is basically the same anyplace in the linked States and is administered by an agency of the federal government called the Centers for Medicare & Medicaid Services (CNS) (What, 2008). Since Medicaid is a rural area provided program the soulfulness must apply at the tell apart agency whereas Medicare is applied for at the local Social desirous office. Medicaid is available to low income various(prenominal)s of every age and there is no associated costs to the person for cover medical exam expenses, however they whitethorn be required to compensate a small co-payment. An separate with Medicaid will set out their medical bills paid using federal, enjoin and local tax money.

Medicare is mostly for individuals sixty-five years middle-aged or older, individuals of all ages that are considered permanently disabled and uneffective to hold any form of trade, and passel who have kidney disease. Medicare eligibility is not ground on how much money the person has or makes entirely on years of employment in the United States and if he/she meets the citizenship requirements. Some people have both Medicaid and Medicare, which is beneficial, because in near cases Medicaid will pay for the persons Medicare premiums. These people are referred to as dual eligible individuals. The major expediency to having Medicaid also is that it pays for tenacious shape medical care, such as nursing home denture care, which Medicare does...If you want to get a full essay, order it on our website: Orderessay

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